Staff Answer
Jul 12, 2026 - 08:56 AM
Yes, it's highly recommended to purchase damage protection when renting a jet ski, especially if you're unfamiliar with the local waterways or plan to ride in busy areas where the risk of collisions is higher. Striking rocks, sandbars, submerged logs, docks, or other watercraft can easily damage the fiberglass hull or other components, resulting in costly repairs. Damage protection is not the same as insurance. It typically covers accidental damage to the rental watercraft up to a specified limit, which is usually enough to cover the most common repair costs. It does not cover injuries, liability claims, or a total loss of the jet ski. Another advantage is that many rental companies such as Luther's Watersports in Destin waive the security deposit when you purchase damage protection. Depending on the operator, that deposit can often be $500 or more, allowing you to enjoy your rental without having a large amount of money tied up during your trip.
